Simply export transactions data from your current budgeting app (Mint, Monarch etc.) Then drag your file into the application to have your data populate. From there, you can either live in the “Fixed budget” mode to have a set budget by category and increase certain months within that category while other categories go down to compensate. Or you can use “Custom budget” where you can increase or decrease each month any way you want, the other months won’t change amounts.

You can also speak with an AI assistant to get wise budgeting advice based on how your budget is currently set up. Happy budgeting!